Terms of Service

Please read these Terms of Service ("Terms") carefully before using the Sofi Finance website and banking platform (the "Service") operated by Sofi Finance ("us", "we", or "our").

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service. These Terms apply to all visitors, users, and others who access or use the Service.

2. Account Responsibilities

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

3. Financial Transactions and Liability

• Authorization: By initiating a transaction through the Service, you authorize us to process the transaction and debit or credit your account accordingly.
• Errors: We reserve the right to correct any processing errors we discover. If the error results in your receipt of less than the correct amount to which you are entitled, we will credit your account for the difference.
• Limits: We may impose limits on the transaction amount or number of transactions you can make through the Service.

4. Prohibited Uses

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

• In any way that violates any applicable national or international law or regulation.
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter", "spam", or any other similar solicitation.
• To impersonate or attempt to impersonate Sofi Finance, a Sofi Finance employee, another user, or any other person or entity.

5. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service and contact our support team to close your accounts.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

7. Contact Us

If you have any questions about these Terms, please contact us at legal@sofifinance.com.